Machinery Loan
Buy or upgrade industrial machinery with dedicated equipment finance up to ₹3 Cr.
Power Your Production with Machinery Loans
Machinery loans finance the purchase, upgrade or expansion of production equipment. The machinery itself typically serves as primary collateral, reducing rates versus unsecured business loans.
From CNC machines, packaging lines, textile equipment, printing press, medical devices to construction equipment — Loansathi Finverse partners with banks that specialise in equipment finance and provide tailored repayment options aligned with your production cycle.
Structured products like invoice-linked financing, hire-purchase and asset-refinance further optimise cash-flow.
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Key Features & Benefits
Machine as Collateral
Machinery itself secures loan.
High Amount
Up to ₹3 Cr per case.
Flexible Tenure
Up to 7 years.
Refinance
Refinance existing machinery.
Fast Disbursal
Direct to vendor.
Bulk Deals
Multiple machine financing.
Eligibility Criteria
- ✅ Manufacturing/service business 3+ years old
- ✅ Positive net worth & profit for last 2 years
- ✅ Turnover minimum ₹1 Cr (indicative)
- ✅ CIBIL 700+
- ✅ Machinery from approved OEM
Documents Required
- 📄 KYC of firm & promoters
- 📄 Business registration & GST
- 📄 2 years ITR + audited financials
- 📄 12 months bank statement
- 📄 Proforma invoice from vendor
- 📄 Property/collateral papers (if needed)
FAQs about Machinery Loan
Yes, some lenders finance certified second-hand machinery with valuation report.
Typically 20–25% down-payment; balance financed.
Yes, via LC-backed financing or dollar-linked term loans.
Yes, MSME machinery loans up to ₹2 Cr can be covered under CGTMSE guarantee.