Personal Loan
Instant personal loans from ₹1 Lakh up to ₹1 Crore at attractive rates — for weddings, travel, medical or any personal need.
Personal Loans Tailored for Every Life Goal
A personal loan from Loansathi Finverse is your smart companion for unforeseen expenses, planned occasions and everything in between. As an unsecured loan, it requires no collateral, making the process fast and paperwork-light.
Whether you are planning a dream wedding, funding a medical emergency, consolidating high-interest credit card debt, renovating your home, or taking that long-overdue vacation — our partner banks offer flexible tenures, competitive interest rates and disbursal in as little as 24 hours.
With Loansathi Finverse, you compare offers from 15+ banks in one place, get expert guidance and enjoy zero hidden charges.
Apply for Personal Loan
Get an instant callback from our expert.
Key Features & Benefits
Instant Approval
Get pre-approved in minutes with digital verification.
Minimal Documentation
Only basic KYC, income proof and bank statement required.
Flexible Amount
From ₹1 Lakh up to ₹1 Crore depending on eligibility.
Flexible Tenure
Choose repayment tenure from 12 to 60 months.
Attractive Rates
Interest starting from 9.99% p.a.
Multiple Banks
Compare offers from 15+ leading banks.
Eligibility Criteria
- ✅ Age: 21 to 60 years
- ✅ Salaried employees with minimum 1 year experience
- ✅ Self-employed with minimum 2 years business continuity
- ✅ Minimum monthly income: ₹20,000
- ✅ Minimum CIBIL score: 700+
- ✅ Indian resident with valid ID and address proof
Documents Required
- 📄 PAN card and Aadhaar card
- 📄 Address proof (Passport / DL / Utility bill)
- 📄 Last 3 months salary slips (salaried)
- 📄 6 months bank statement
- 📄 Form 16 or ITR for last 2 years
- 📄 2 passport-size photographs
- 📄 Business proof (for self-employed)
FAQs about Personal Loan
Depending on your income, employer and credit profile, personal loans from ₹1 Lakh up to ₹1 Crore can be availed from our partner banks.
Yes, after 6–12 EMIs most banks allow prepayment with 2–4% foreclosure charges. Some offers zero foreclosure post 12 months.
Never. Loansathi never asks for advance fees. Processing fees are paid directly to the bank on sanction.
Applying with Loansathi is a soft enquiry to check eligibility. Only when you finalise a bank does the hard enquiry happen.